Month: July 2024

July 8, 2024

Assessing Borrower Creditworthiness in Microfinance Institutions

Assessing borrower creditworthiness in microfinance institutions involves a thorough examination of the 5 Cs of credit: character, capacity, capital, collateral, and conditions. Evaluating a borrower's character means diving into their…

July 2, 2024

Nickolas Melton Models and Advanced Techniques

Applying Logistic Regression in Predicting SME Credit Risk

Applying logistic regression in predicting SME credit risk offers a transparent and interpretable approach. Key factors like financial indicators, order data matching degree, and business concentration primarily influence risk assessment.…